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Thursday, September 16, 2021

the art of stepping down while on top ! - strategic move by Virat !!

In  Prudential World Cup 1975  tense finals – the mighty West Indies were put in  by Ian Chappell  and were   in a spot of bother at 50 for 3, big Bertha strolled to the middle. A hooked six off Dennis Lillee set the tone as Clive  Lloyd careened to an 82-ball hundred -   led his team to 291 from their 60 overs.   Following illustrious predecessors like -  Gerry Alexander,  Frank Worrel,  Gary Sobers, Rohan Kanhai-  Clive Lloyd,  became an icon.  The ineffable Lloyd  who had battery of pace bowlers won 64 of the 84 matches that he captained and won both the 1975 inaugural and 1979 edition of Prudential World Cup in England.

Remember with tinge of sadness that ODI 931 at   Nahar Singh Stadium, Faridabad on  Oct 17 1994 - Stuart Williams, Shivnarine Chanderpaul & Cameron Cuffy made their debuts.  Windies scored 273/5 and India chasing made only 177, losing the match by 96 runs.  Guess, why ?!?

The first price of popularity is that one is hounded quite often of ‘retirement’……… the great genius writer Sujatha in his heydays was confronted in a student’s forum with the Q  : Sir, when will you stop writing ? Pat came the reply – ‘in the night ~ when I feel too sleepy’………… ~ one need not be guided by the Q and can have one’s own way !! The Genius Little Master  SAchin Tendulkar was haunted with the Q of his retirement .. .. and so many critics were speaking of the retirement of the mercurial Mahendra Singh Dhoni.

The mercurial MSD surprised everyone on 30.12.2014 – the boxing test had just been drawn and Dhoni was 24* - 4 overs left with 4 wickets in hand – MSD made no mention during the customary Captain’s press conference at the end of the match.  Then a BCCI release stated that MSD had resigned citing the strain of playing all formats. We thought that 2020 will see MSD striking it rich in IPL and turn for India in T20 WC 2020 – but Covid-19 changed lives and now he has become mentor !

The big news is - Virat Kohli has announced he will step down as India's T20 captain after the conclusion of the upcoming T20 World Cup. He wants to continue as Test and ODI captain, however. Kohli announced his decision on Twitter, saying he made it with his workload in mind as a three-format player, and that he has already spoken about it with BCCI president Sourav Ganguly, secretary Jay Shah, and the selectors. He said he arrived at his decision after "a lot of contemplation and discussions with my close people", including India head coach Ravi Shastri and the white-ball vice-captain Rohit Sharma, who has already led India in 19 T20Is when Kohli has been rested.

"Understanding workload is a very important thing and considering my immense workload over the last 8-9 years playing all 3 formats and captaining regularly for last 5-6 years, I feel I need to give myself space to be fully ready to lead the Indian team in Test and ODI Cricket," Kohli said. "I have given everything to the Team during my time as T20 Captain and I will continue to do so for the T20 Team as a batsman moving forward."

The development comes exactly eight days after Kohli sat with the selectors to finalise the India squad for the T20 World Cup, which will be played in the UAE in October-November.   Yesterday I was searching the web for the wickets that he took – 8 International wickets in all .. .. and was overawed with the statistics.   An Under-19 world Cup-winning captain, when he burst onto the scene, Kohli was a precocious talent with a cover drive to kill for.  He seamlessly transformed to take the role of Sachin Tendulkar and perhaps has even better numbers.  He was widely credited and criticized by some too,  for changing the fitness culture in Indian cricket, introducing endurance tests as a criterion for selection.  Statistically he has 7765 runs in 96 tests at an average of 51.08 with 27 centuries and equal 50s; 12169 ODI runs in 254 matches at an average of 59.07 and strike rate of 93.17 with 43 tons !! - + 3159 T20I runs at 52.65 average and 139.04 strike rate … .. dream figures indeed !!

.. .. a peaceful happy retirement is what most office-goers would yearn .. this simple act which would occur to every living person in Govt / PSU is not all that easy in Private sector, is what experience has shown. Call it Covid-19 effect, a cash-strapped TN government last year  increased the retirement age of its staff from 58 years to 59 years to defer an outgo of Rs.5,000 crore towards retirement benefits for the current fiscal. More than 25,000 government employees were set to superannuate in that  financial year.  Though some Unions welcomed the move,  some others like Joint action council of Tamil Nadu teachers’ organisations and government employees’ organisations strongly condemned the move, saying it would adversely affect job opportunity of youngsters and delay promotions of senior employees.  The MGR government raised the age of superannuation from 55 to 58 years in Tamil Nadu in April 1979.  

Kapil Dev, the greatest all-rounder for India played  131 Test matches,  scored 5248 runs in 184 innings at an average of 31.05 with 8 hundreds and 27 half-centuries. In 131 tests, he took 434 wickets at 29.64 with 23 five-wicket hauls and best bowling figures of 9 for 83 against the West Indies.  In One dayers (always remember WC 1983) he scored 3783 runs (175* highest) and took 253 wickets in 221 innings.

On that day at Faridabad – Kapil Dev was not given the new ball – Manoj Prabhakar, Javagal Srinath, Anil Kumble and Rajesh Chauhan bowled 10 overs each – while Sachin bowled 5.  It was sad and sickening and even made me cry when Kapil who walked from deep square leg assuming to bowl the next over,  was unceremoniously sent back by the Captain Azharuddin.  Kapil in his normal self having completed 5 overs walked towards the Umpire, but the ball was sort of snatched by the Captain. For me in someways, Cricket was never the same thereafter ! – exceptional wrong treatment of a Senior on his retirement.

Clive Lloyd’s playing days were glorious – he inflicted 5-0 whitewash on England twice and sort of demolished every other team. B u t, the end of the great Captain was different – in the 5th  Test at Sydney in Dec 1984 – leggie Bob Holland and a little known left arm spinner Murray Bennet spun WI to a defeat – that was his last test.  Months later, in the Semis of  Benson & Hedges WC at Melbourne on 6.3.1985 – the formidable West Indies were bowled out for 159 with part time bowler Mudassar Nazar taking 5 wickets.  Thus he lost his last match too  as Captain !

Looking at all these, the decision of Virat Kohli is really a well-crafted move, perhaps, he has given an extended lease of life to thyself  .. .. Shrewd Kohli ! – understand that this is ‘only stepping down’ and not retirement -  yet not all know the art of moving away while on top !! 

With regards – S. Sampathkumar

Motor vehicles Insurance - Period of Insurance !!

Has Covid been conquered ? – these days, people are out there on streets as if nothing had happened ! – city roads are filled with vehicles and there is regular traffic snarls, overcrowding and more .. .. sadly, there are accidents too arising out of automobiles and petitions are filed before Courts [Motor Accident Claims Tribunals] by the victims and their dependents seeking compensation.  Motor Policy provides for legal compensation .. .. Policy is a contract !

Insurance is a contract  and involves  all the  basic elements of any ordinary contract. Before we read any further – the essentials of the  contract between Insurance Company and Policy holder is : there has to be an offer, acceptance and consideration and is determined by the insuring terms, conditions, exceptions – wordings as incorporated in the contract.  The coverage under the Poliy is determined :   1) after payment of premium 2) stated property being destroyed or damaged 3) by perils specified  4) during the period of insurance [usually annual] 5) Insurers shall pay the value of the property at the time of happening of destruction .. ..  in India going by the Insurance Act provisions – ‘coverage shall commence only after payment of premium – ie., cash before cover!” – 64VB the essential of Insurance

The foregoing could be primary representation of Property coverage – in Motor Insurance, the subject matter being the automobile – there is option to cover  Act only (ie liability to third parties  arising out use of motor vehicle in public place) and coverage for own damage (indemnity for the vehicle) besides coverage for driver, owner, passengers, workmen and more.

In general, all Motor Policies are annual policies ie., coverage starts on a given date and ends a day earlier next year at 12 O clock midnight !! – the coverage starts from the time of payment of premium.  A few decades ago, policies used to incorporate only date and arising out of some legal complications, Insurers started mentioning the time too (and that can only from the payment of premium).  However, arising out of practical difficulties and procedures laid down internally, Insures have been issuing Motor Policies with coverage commencing – a day after receipt of premium – especially for TP Only policies and for vehicles insured without inspection (that is a procedure / process according to internal guidelines of Insurers and can vary !)

Sometimes every basic assumptions too get jolted !!  -  The Supreme Court on Tuesday stayed the operation of a Jharkhand High Court's order which allowed the claim in the case of a motor accident, that occurred a day prior to the coverage of the insurance period, but in which the insurance premium was paid on the very day of the accident.

The Bench of Justice Sanjay Kishan Kaul and Justice M. M. Sundresh was hearing an appeal filed by a Private Insurer  against the Jharkhand High Court order dismissing its appeal against the Award passed by Presiding Officer, Motor Vehicles Accident Claims Tribunal (MVACT), Ranchi.  Arising out of a road accident, the Tribunal at Ranchi had passed an award for Rs.699200/- and deducted 30%   as contributory negligence, as such, the claimants were held to be entitled to compensation to the tune of Rs. 4,89,440/- along with interest @ 7.5% per annum. This award was challenged before the Jharkhand High Court on the ground that the policy was valid from March 15, 2015, to March 14, 2016, but the accident took place a day prior to coverage of the insurance period (on March 14, 2015). As such, in view of Section 147(3) of the Motor Vehicles Act, it was argued, the Insurance Company was not liable to compensate or indemnify the award.

Upholding the award of the Tribunal, the Jharkhand High Court had observed thus: "Under the aforesaid circumstances, since the written statement has not been filed by the Insurance Company and the policy was signed on 14.03.2015, for an accident of evening of 14.03.2015, this Court holds that the finding recorded the learned Tribunal does not require any interference as premium must have been taken during the office hour of 14.03.2015 at Chennai and the accident took place only in the evening."

As it contravenes the intended and accepted coverage – Insurers filed an appeal against the   order and Judgment of the Jharkhand High Court,  raising the plea that premium was paid on 14.3.2015; accident too occurred on the same date but Policy was to operate only from 15.3.2015 till 14.3.2016.   Hence there was no coverage under the policy on the date on which accident had occurred and for which petition for compensation had been filed.  

The petition for Special Leave to Appeal came up for hearing in Supreme Court and Honble Court issued notice and stayed the operation of impugned order.  Hopefully, the contention of the insurer on coverage would be positively accepted and Insurers exonerated of liability.

It is also interesting to note that what ‘We (Insurers / Agents / IMDs)  perceive and presume to be a simple, open and shut case’ could provide numerous interpretations by various legal bodies – that way it is interesting and is a lesson for all of us.

With regards – S. Sampathkumar
16th Sept. 2021. 

SLA :   13645/2021 (Arising out of impugned final judgment and order dated 30-06-2021 in MA No. 103/2020 passed by the High Court Of Jharkhand At Ranchi)   

Wednesday, September 15, 2021

Remembering the real 'Emden' - Shenbagaraman Pillai - the great freedom fighter

SMS Emden ("His Majesty's Ship Emden") was the second and final member of the Dresden class of light cruisers built for the Imperial German Navy (Kaiserliche Marine). Named for the town of Emden, she was laid down at the Kaiserliche Werft (Imperial Dockyard) in Danzig in 1906.   Emden was armed with ten 10.5 cm (4.1 in) guns and two torpedo tubes.   At the outbreak of World War I, Emden captured a Russian steamer and converted her into the commerce raider Cormoran.    Emden was attacked by the Australian cruiser HMAS Sydney on 9th  Nov 1914. The more powerful Australian ship quickly inflicted serious damage and forced Müller to run his ship aground to avoid sinking. Out of a crew of 376, 133 were killed in the battle.   Emden's wreck was quickly destroyed by wave action, and was broken up for scrap in the 1950s.

Movie is only a form of entertainment, yet there are some films / some scenes that move us. Shankar directed ‘Indian’ [Bharatheeyudu] was a good film.  To many the hero was not the young Kamal but the older Indian Senapathy. The flashback in black & white was really moving taking us to older days, especially the footage of the great Nethaji Subash Chandra Bose.  The story shows Senapathi as a young valiant fighter joining  Bose’s army with the full support of his wife Amirthavalli. The handful of Nation’s soil to be smeared on forehead daily is poetic.  Senapathi gets captured,  survives the brutalities and comes to back in free India riddled with corruption, and he fights that !!

Today the Nation should remember Shenbagaraman – a great martyr.  Chempakaraman Pillai, alias Venkidi, (15 Sept 1891 – 26 May 1934) was revolutionary freedom fighter.  Born in Trivandrum, Kerala, to Tamil parents, he left for Europe as a youth, where he spent the rest of his active life as an Indian nationalist and revolutionary.  He was involved in a   squabble with Adolf Hitler too – most importantly, Shenbagaraman   is credited with the coining of the salutation and slogan "Jai Hind" in the pre-independence days of India. 


தென்னாட்டு போஸ் என்றும், ஒவ்வொரு இந்தியனின் உள்ளத்தையும் கிளர்ந்தெழச் செய்யும் ‘ஜெய்ஹிந்த்’ என்னும் கோஷத்தின் தந்தையாகவும் போற்றப்படுபவர் மாவீரன் செண்பகராமன். இந்தியாவை அடிமைப்படுத்திய வெள்ளை ஏகாதிபத்தியத்தை நடுநடுங்க வைத்தவர்களில் செண்பகராமன் முக்கியமானவர்.

Pillai attended ETH Zurich in  1910 until 1914, pursuing a diploma in Engineering. After the outbreak of the First World War, he founded the International Pro-India Committee and based its headquarters in Zürich, appointing himself President.    During the same period an Indian Independence Committee was formed in Berlin by a group of Indian expatriates in Germany. In October 1914, Pillai moved to Berlin and joined the Berlin Committee, merging it with his International Pro-India Committee as the guiding and controlling institution for all pro-Indian revolutionary activities in Europe. Lala Har Dayal was also persuaded to join the movement. Both of them cooperated with the German Intelligence Bureau for the East and helped creating German propaganda directed at Indian PoWs in German camps, particularly the Halbmondlager.

The Indian Independence Committee ultimately became involved in the so-called Hindu-German Conspiracy along with the Ghadar Party in the United States. The German foreign office under Kaiser Wilhelm II funded the Committee's anti-British activities. Chempakaraman and A. Raman Pillai, both from Travancore and both students at German universities, worked together on the Committee. Pillai later allied with Indian National Army chief Subhash Chandra Bose. After the end of World War I and Germany's defeat, Pillai stayed in Germany, working as a technician in a factory in Berlin; when Netaji Subhas Chandra Bose visited Vienna,  

Pillai was the foreign minister of the Provisional Government of India set up in Kabul, Afghanistan in Dec  1915, with Raja Mahendra Pratap as President and Maulana Barkatullah as Prime Minister. However, the defeat of the Germans in the war shattered the hopes of the revolutionaries, and the British forced them out of Afghanistan in 1919.  During this time, the Germans were helping the Indian revolutionaries from their own motives. Though the Indians made it clear to the Germans that they were equal partners in their fight against the common enemy, the Germans wanted to use the revolutionaries' propaganda work and military intelligence for their own purposes.

In 1907, Pillai coined the term "Jai Hind",  which was adopted as a slogan of the Indian National Army in the 1940s. After Nation’s  independence, it emerged as a national slogan.

In 1931, Pillai married Lakshmi Bai of Manipur, whom he had met in Berlin. Pillai fell ill presumably showing  symptoms of slow poisoning. He died in Berlin on 28 May 1934. Lakshmibai brought Pillai's ashes to India in 1935 where they were later ceremonially immersed in Kanyakumari with full state honours. 

On 22 Sept 1914,  SMS Emden, a German warship commanded by Captain Karl von Muller entered the waters off the coast of Madras, and bombed the facilities near the Madras harbour and slipped back into the ocean. The British were taken aback in this sudden attack.  Though official records did not name Shenbagaraman, it was believed that he was one of the masterminds of the attack aimed at destabilizing British governance.  

Em Magan movie was written and directed by Thirumurugan.  Emden would mean : strict and authoritative. The word has entered Tamil usage to describe someone very strict by nature – and that came after the ship masterminded by Shenbagaraman, - the Emden.   

On this day, we remember that great patriot – who fought from Overseas for the removal of British – sad, our History books were more of merciful Cawning, reforms of Dalhousie, sathyagraha of Gandhi and letters of Jawaharlal Nehru from Allahabad prison ! 

With respects and regards to all the martyrs
S. Sampathkumar
15th Sept. 2021. 

Tuesday, September 14, 2021

Mandatory bumper-to-bumper insurance order stands withdrawn by Hon'ble Court


Motor Insurance – often one would get call (telecallers) seeking placement of renewal – offering high discounts and at times additional covers and one term oft used is ‘bumper-to-bumper’.  Suddenly this became a key-word – everyone related to industry started talking about it – especially the Court. 

As we travel on roads, we see hundreds of motor vehicles of various hues – and sadly there are accidents too .. .. .. Motor vehicle accidents are one of the major causes of death and injuries in India. By some statistics citing Ministry of Road & Transport, around 1.5 lakh people die every year in five lakh road accidents in the country.  Motor Vehicles Act 1988 covenants various aspects of automobiles on road. .. .. 

Arising out of  a landmark judgment by Hon’ble Justice S Vaidyanathan in a recent case before Madras High Court in an appeal filed by an Insurer, there were to be some wholesome changes. The cause of action related to an accident that occurred on 3.8.2016 near Hogenekal .  In the Appeal filed by Insurer,  Honble Justice S Vaidyanathan gave a  directive that “ all vehicles sold after September 1, should have bumper-to-bumper insurance cover for five years mandatorily” that whenever a new vehicle is sold after September 1, 2021,  it is mandatory for coverage of bumper to bumper insurance every year, in addition to covering the driver, passengers and owner of the vehicle, for a period of five years.   

That mandatory ‘Bumper-to-Bumper’ Insurance under the order of the Hon’ble Madras High Court should have been implemented from Sept 1, 2021; however, a  Civil Miscellaneous Appeal filed on behalf of General Insurance Council (GIC) was listed before the Court.  The petition drew reference to the Court order of 4.8.2021 mandating coverage of bumper to bumper policy (which actually is Package policy for automobile vehicles) as also the Circular issued by Transport Commissioner.  The counsel recorded that Insurance Companies are prepared to comply with the orders of  the Court and recorded that Insurers   act as Distributors of the products, that are approved by IRDAI and without obtaining product approvals, actuarial pricing of products, etc., from IRDAI, they cannot launch any new product or add-on cover.  It was pleaded that Insurers be granted 90 days' time to effect changes in the computer system after due approval from IRDAI. Till then, the order passed by this Court may be kept in abeyance.  

This Civil Miscellaneous Appeal was listed this day under the caption “For Clarification” at the instance of  learned counsel for General Insurance Council (GIC).  Mr.MB Raghavan, learned counsel appeared for Insurance Regulatory & Development Authority (IRDA) and Mr. N Vijayaraghavan, learned counsel, for Mr.N.P.Vijayakumar, representing Society of Indian Automobile Manufacturers, (though SIAM is not a party to this Writ Petition). Upon hearing the submissions made on behalf Insurance Regulatory and Development Authority (IRDAI), General Insurance Council (GIC) representing the licensed General Insurance Companies and SIAM, as a non profit entity that has been espousing the cause of Automobile industry for several years,  the Court held that it would appear that the order dated 04.08.2021, mandating the coverage of bumper to bumper policy may not be logistically and economically feasible for effective implementation in the present legal dispensation. It was submitted that the directions issued by this Court in Paragraph Nos.12 and 13 of the orders dated 04.08.2021, have unintended impact, causing severe repercussions on the society and therefore, the directions issued by this Court may be withdrawn in the interest of Policyholders, Automobile Industry and public at large. 

He also brought to the notice of this court that the issue of long term third party insurance coverage has been mandated by the Apex Court as early as in September, 2018, and the Regulating Body, viz., Insurance Regulatory and Development Authority (IRDAI) has been periodically monitoring over the changing scenario from time to time and hence, there is no need for issuance of such compulsory directions.  

The counsels for various parties  in one voice stated that the views expressed by this Court on 04.08.2021 in respect of protective coverage to uninsured innocent victims, such as gratuitous occupants in a private car and pillion riders, will be duly taken care in consultation with IRDAI to safeguard the interest of innocent victims, which is the anxiety of the Court. The counsel for IRDA Mr MB Raghavan   submitted that IRDAI will consider better and fuller insurance coverage to all unfortunate victims, be it Drivers, Owners or gratuitous occupants or pillion riders, as the case may be and prayed for suitable modification / withdrawal of the directions issued by this Court on 04.08.2021.  

Considering the overall submissions made by the Parties, the Court felt that the earlier order issued by this Court on 04.08.2021 in Paragraphs No.13 may not be conducive and suitable for implementation in the current situation. Therefore, the  Honble Judge said direction in Paragraph No.13 is hereby withdrawn for the present. The Court recorded its hope and trust that law makers will look into this aspect and examine the need for suitable amendment in the Act, relating to wide coverage of vehicles so as to protect the innocent victims.  

In view of withdrawal of the direction regarding bumper to bumper policy, the Circular dated 31.08.2021 issued by the Joint Transport Commissioner, Chennai also stands cancelled. 

Now mandatory ‘bumper-to-bumper’ issue stands logically concluded – that is learning for all – more so, for the Insurers

With regards – S. Sampathkumar

14th Sept. 2021.

Saturday, September 11, 2021

Remembering Mahakavi Subrahamanya Barathiyar - 100 !!

முக்கிய முன் குறிப்பு :  இந்த மஹாகவி சுப்ரஹ்மண்ய பாரதியாரின் நினைவு கூறும் பதிவு நாளை 12.9.2021  தான் வெளியாக வேண்டும் .. .. .. .. எனினும் இன்றே (11.9.2021) பதிவிடப்படுகிறது !!!!

வந்தே மாதரம் என்போம்-எங்கள்  மாநிலத் தாயை வணங்குதல் என்போம்.

- என்ற வரிகளை கேட்டு மெய் சிலிர்த்தது உண்டா ?

காக்கை,குருவி எங்கள் ஜாதி- நீள் கடலும்,மலையும் எங்கள் கூட்டம்;

நோக்கும் திசையெலாம் நாமன்றி வேறில்லை  ..

என்று பாடிய மகா உன்னத கவிஞனை பேரறிவாளனை உள்ளத்தில் கொண்டீரோ

Sisters and Brothers of America,  It fills my heart with joy unspeakable to rise in response to the warm and cordial welcome which you have given us. I thank you in the name of the most ancient order of monks in the world; I thank you in the name of the mother of religions; and I thank you in the name of the millions and millions of Hindu people of all classes and sects.  My thanks, also, to some of the speakers on this platform who, referring to the delegates from the Orient, have told you that these men from far-off nations may well claim the honour of bearing to different lands the idea of toleration. I am proud to belong to a religion which has taught the world both tolerance and universal acceptance. We believe not only in universal toleration, but we accept all religions as true.

Swami Vivekananda - at the World’s Parliament of Religions, Chicago, 11 September 1893.

Sept. 10, 2001, was a day of unappreciated ironies and unexpectedly fateful decisions, a day when the important was often overlooked and the trivial often exaggerated. It was 12 years since the fall of the Berlin Wall and 133 days since the disappearance of Chandra Levy.  For some, Sept. 10 was the last day of an era. For 3,031 people who would be at the World Trade Center, the Pentagon and on four hijacked airliners the next day, it was the last day of life.

              Sept. 11, is remembered World over for various reasons ! -   on this day 20  years ago (in 2001) -  two planes were flown into the famous twin towers of the World Trade Center in New York City. 19 terrorists associated with the Islamic extremist group al-Qaeda hijacked four airplanes and carried out suicide attacks against targets in the United States. The third plane hit the Pentagon just outside Washington, DC, and the fourth plane crashed in a field in Pennsylvania. Over 3,000 people were killed during the 9/11 terrorist attacks. The 9/11 attack triggered major US initiatives to combat terrorism.

US President Joe Biden has urged unity as his country remembers the victims of the 2001 11 September attacks. In a video released on the eve of the 20th anniversary, he paid tribute to the 2,977 people who lost their lives. "We honour all those who risked and gave their lives in the minutes, hours, months and years afterwards," Mr Biden added, speaking of the emergency workers who responded to the attacks. Joe Biden will begin with a ceremony at 08:30 (12:30 GMT) in New York at the site where the World Trade Center's Twin Towers once stood.  There will be six moments of silence to correspond with the times the two World Trade Center towers were struck and fell, and the moments the Pentagon was attacked and Flight 93 crashed. He is not expected to deliver any speeches, but in his address on Friday, he said: "No matter how much time has passed, these commemorations bring everything painfully back as if you just got the news a few seconds ago."

Back home, tributes to the great poet Barathiyar is flowing in every media –    The man, the fighter, the poet Mahakavi Subrahmanya Bharathiyar.  He was a Genius, Extrovert, Patriot, Poet,  Thinker, man who dreamed beyond his time,  an eternal Optimist, man with die-hard spirit, motivator, man capable of uniting great minds, natural leader – all rolled one. Most unfortunate thing was his age – his life was too short - he lived for only 39 years and passed away one hundred  years ago.

பார்மீது நான் சாகாதிருப்பேன், காண்பீர்!

மலிவுகண்டீர் இவ்வுண்மை பொய்கூறேன் யான் !!,

மடிந்தாலும் பொய்கூறேன் மானுடர்க்கே,

நலிவுமில்லை;  சாவுமில்லை,கேளீர்,கேளீர்!  

சுப்ரமணிய பாரதியார் ~ ஒரு உன்னத பிறவி.   கவிதைகள் வாயிலாக மக்களின் மனதில் விடுதலை உணர்வை ஊட்டியவர்.  அவர் இறந்ததோ செப்ட் 12 அதிகாலை !!!   

சுப்ரமணிய பாரதியார் ~ ஒரு உன்னத பிறவி.   கவிதைகள் வாயிலாக மக்களின் மனதில் விடுதலை உணர்வை ஊட்டியவர். இவர் ஒரு கவிஞர் மட்டுமல்லாமல் ஒரு எழுத்தாளர், பத்திரிக்கை ஆசிரியர், சமூக சீர்திருத்தவாதி - தன்  காலத்துக்கு  மிகவும் பல்லாண்டுகள்  பிறகு நடக்க வல்லவை பற்றி  கூர் நோக்குடன் சிந்தித்தவர்.  நம் கருத்துக்களை ஏன் மக்கள் எதிர்க்கிறார்கள் என்று ஒருநாள் கண்ணன் கேட்டார். அதற்கு பாரதி,  ‘ஏனெனில் நம் கருத்துக்கள் இன்னும் நானூறு ஆண்டுகள் கழித்து சொல்லப்பட வேண்டியவை. இவர்களால் புரிந்துகொள்ள முடியாது’ என்றார்.  பாரதி மஹாகவி மட்டுமல்லன் ! ~ கவிதை அவர்க்கு சரஸ்வதி தேவியின் வரம்.  அவரது சிந்தனை, வார்த்தைகள்,  செயல் எல்லாமே தேசபக்தி. விடுதலை உணர்வு ~ ஆங்கிலேயர்க்கு அடிமைப்பட்டிருந்த பாரதத்தை   உலுக்கி   எழுப்பின  அவர்தம்  பாடல்கள். அவர்தம் எண்ணங்கள் காலத்தை கடந்தவை.  உண்மையிலேயே அவர் தாம் வாழ்ந்த காலத்தினை தாண்டி சிந்தனை கொண்ட தீர்க்கதரிசி.

1897ம் வருஷம் ஆனி 15ல் கடயத்தில் ஸ்ரீசெல்லப்பா அவர்களது குமாரத்தி ஸ்ரீமதி செல்லம்மாளுடன் விவாஹம் நடந்தது. மறு வருஷம் அவரது தந்தையார் தேஹ வியோகமானார்.  அதனால் பாரதியார் 1898ம் வருஷம் காசிவாசியாக நேர்ந்தது. 1906ல் இந்திய பிரின்டிங் பிரஸ் எனும் அச்சு இயந்திர சாலை - திருவல்லிக்கேணி ஸ்ரீ திருமலாச்சார் அவர்களால் ஆரம்பிக்கப்பட்டது.  இந்தியா எனும் தமிழ் பத்திரிக்கைக்கு பாரதியார் ஆசிரியர் ஆனார். 1908ல் இந்திய பிரசுரக்கர்தர் இராஜத்வேஷ குற்றத்திற்காக கைது செய்யப்பட்டார்.

~   இளமையிலேயே கவிபாடும் திறமை பெற்றிருந்த சுப்பிரமணியன், எட்டையபுர சமஸ்தானப் புலவர்கள் அவையில் பாரதி என்ற பட்டம் பெற்றார். அன்று முதல் இவர்“சுப்பிரமணிய பாரதியார்”என அழைக்கப்பெற்றார்.  

Bharathi became the Editor of magazine  India in 1906 (India Printing press established by Thirumalachar in Thiruvallikkeni)  and published his fiery patriotic poems and blunt anti-colonial articles. His association with V. O. C. became more intimate, the latter floated his Swadeshi Steam Navigation Company in 1906. Bharathi helped him in getting contributions for shares in the company and donations. The great man hailed as Kappalottiya thamizhan fought  Imperial British traders challenging them at sea.  Irked by this, VOC  was subsequently foisted with  serious charges of sedition and conspiracy, which got him two life terms of rigorous imprisonment whence he was physically assaulted and humiliated.  Barathiyar too underwent harassment and was severely injured in prison, which infact led to his death.  

By his songs and concerted actions, he reached to the masses making them aware of the need for freedom struggle and could make a great movement in Southern part of the Nation.  He was a fiery leader with progressive leader and great vision, clearly a man who lived much beyond his age and foresaw things clearly.  Bharathi supported Tilak and Aurobindo together with V. O. Chidambaram Pillai and Kanchi Varathaachariyar. Tilak openly supported armed resistance against the British. In 1908, he gave evidence in the case which had been instituted by the British against V.O. Chidambaram Pillai. In the same year, the proprietor of the journal India was arrested in Madras. Faced with the prospect of arrest, Bharathi escaped to Pondicherry which was under French rule. From there he edited and published the weekly journal India, Vijaya, a Tamil daily, Bala Bharatha, an English monthly, and Suryothayam, a local weekly of Pondicherry. The British tried to suppress Bharathi's output by stopping remittances and letters to the papers. Both India and Vijaya were banned in British India in 1909.   

His poetry stands out for many facets of his love for his motherland. He berates his countrymen for many social evils. He chastises them for a fearful and pusillanimous attitude towards the rulers. He gave a clarion call for national unity, removal of casteism and the removal of oppression of women. He calls for the British to leave the motherland in forceful ways at one point saying "Even if Indians are divided, they are children of One Mother, where is the need for foreigners to interfere?".  

The land of Pondicherry bears connection to this great revolutionary.  Apart from running journals and magazines from here, he sung about the famous deity of Pondy ~ “Manakula Vinayagar” in his Vinayagar Nanmani Maalai [விநாயகர் நான்மணி மாலை] – by some accounts this was published out of handwritten manuscripts in 1929 posthomously.   Bharati’s knowledge of the happenings around him, and all over the world was accurate and detailed. As a journalist, who had to deal with international matters, he read almost all the English newspapers, especially those published from England. He discussed in his articles many matters relating to the freedom of India, its economic, political, artistic and spiritual growth, in comparison with other nations, who were caught in a similar predicament.

In the words of Bharathi, those who are truly devoted would not be impatient and would not do things in a hurry for they know how life grows out steadily out of seed; and for those who are given to understanding the divine power is everything ~ also know that all they need to do is to work with esteem rest being taken by Divine shakthi. 

பக்தியுடையார் காரியத்திற் பதறார், மிகுந்த பொறுமையுடன்

வித்து முளைக்குந் தன்மைபோல் மெல்லச்செய்து பயனடைவார்,

சக்தி தொழிலே அனைத்துமெனிற் சார்ந்த நமக்குச் சஞ்சலமேன்?

வித்தைக்கிறைவா, கணநாதா, மேன்மைத் தொழிலிற் பணியெனையே. 


Mahakavi Subramanya Barathi lived at  Thulasinga Perumal Kovil Street (TP Koil Street) during his last years – he was a tenant in a small portion (single room) in the  house seen here. 

வெள்ளையர் தம் அடக்குமுறை, எப்போதும் ஓட்டம், பசி, பிணி போன்றவற்றால் வாடிய மஹாகவிஞனை - "கோவில் யானை அடித்து கொன்றது" என்ற கட்டுக்கதையை பரப்பியுள்ளனர்.  யானையால் பாரதி தள்ளுண்ட நிகழ்வு நடந்தது ஜூன் மாதத்தில்,  அப்போது அவரை குவளை கண்ணன் காப்பாற்றியுள்ளார்.   அதன் பின் பாரதி ஜூலை, ஆகஸ்ட் மாதங்கள் சுதேசமித்திரனில் வேலைக்குப் போய்வந்துள்ளார். திருவல்லிக்கேணியில் மாட வீதிகளில் பஜனைகள், கடற்கரையில் சுதந்திரத தாகத்தை எழுப்பும் உரைகள் நடத்தியிருக்கிறார். பொதுக் கூட்டங்களுக்குப் போயிருக்கிறார். எல்லாவற்றிற்கும் மேலாக ஆகஸ்ட் மாதத்தில் வெளியூர்ப் பயணமும் மேற்கொண்டுள்ளார். ஈரோடு கருங்கல்பாளையத்தில் பேசிவிட்டுத் திரும்பிவந்து, தமது ஈரோடு விஜயம் குறித்து 'மித்திரனு'க்கு தாமே எழுதித்தந்துள்ளார். ஆகவே, பாரதியார் யானை மிதித்து மரணமடையவில்லை.  வெள்ளையர் தம் அடக்குமுறை, பூட்ஸ் காலால் பலமுறை சிறையில் மிதிக்கப்பெற்றது, உடல் உபாதைகள், சரியாக உணவு உட்கொள்ளாமை - என பல காரணங்கள் தாம் இவரது மரணத்திற்கு !!  ஜூலை  31ம் திகதி கருங்கற்பாளைய வாசகசாலையின் 5வது வருடக் கொண்டாட்டக் கூட்டத்தில் பாரதியார் பேசிய உரையின் தலைப்பு "மனிதனுக்கு மரணமில்லை."  - அவர் இறந்ததோ செப்ட் 12 அதிகாலை !!!  

1882, டிசம்பர், 11ல் எட்டயபுரத்தில் பிறந்த மகாகவி பாரதி, 1921, செப்டம்பர், 11ல், சென்னையில் இறந்தார் என்பது  பன்னாள்  வரலாறு. தமிழக, புதுச்சேரி அரசுகள், செப்டம்பர், 11ம் தேதியை, பாரதியின் நினைவு நாளாக அனுசரித்து வந்துள்ளன.  திருவல்லிக்கேணி இல்லத்தில் அவரது நினைவு நிகழ்வுகள் செப்ட் 11ல் நடந்துள்ளன. ஆயினும் - அந்த கொடிய நாள் செப்ட் 12 - (அதிகாலை).   சென்னை மாநகராட்சி பதிவேட்டில், செப்டம்பர், 12ல், இறந்தார் என, பதிவாகி உள்ளது.   இந்த நிகழ்வை உறுதிப்படுத்தும் வகையில், தஞ்சைத் தமிழ்ப் பல்கலைக் கழகத்தின், பாரதி பாடல் ஆய்வுப் பதிப்பு நுாலிலும், 1921, செப்டம்பர் 12, 01:30 மணி என்றே குறிப்பிடப்பட்டுள்ளது.    அப்போது அவருக்கு வயது 39 கூட நிரம்பவில்லை. சரியாக 38 வயதும் 9 மாதங்களுமே ஆகியிருந்தன.

மஹாகவி வாழ்ந்த மண்ணில் வாழ்வதை பெருமையாக கருதும் - பாரதியின் பற்றாளன் - திருவல்லிக்கேணி வாழ் ஸ்ரீனிவாசன் சம்பத்குமார்.     

PS : 1.  the confusion in date is rather trifle.  It was on the night of 11.9 – rather early hours of 12.9.  In his Death certificate [downloadable from Chennai Corporation website] – his name is misspelt as ‘C Subramani Barthy’ ! – address is 67 TP Koil Street; Date of death given as 12.9.1921 – age again wrongly given as 38 instead of 39. Perhaps all that reflects the care and concern ! Sad !!!

2. The looks of Mahakavi is immortalized by this portrait – mundasukavi – his head gear and moustache.  This was drawn by Cherankulam Bashyam better known as Arya, who once climbed the flagmast at Fort St George and hoisted the Indian National flag in 1932 -

3.  ரா.அ. பத்மநாபன் எழுதிய சித்திர பாரதி நூல்

4.  very happy that our Hon’ble Prime Minister Shri Narendra Modiji has today announced establishing  Subramania Bharati Chair of Tamil studies at Benares  Hindu University   :   :  Modiji speaks

Friday, September 10, 2021

no play at Old Trafford - Covid / irresponsible outing brings the tour to an end !!

England cricket team tour to  South Africa in Nov 1999 was beset with problems and would be remembered for some other wrong reasons but perhaps many would have made a search on that tour this day !!    

Today, India should have been playing England at Manchester in the Fifth and final test – and there were some Qs :  Will Ashwin play ? – if yes, who would be dropped ?; would India persist with VC Ajinkya Rahane ? – would India rest Bumrah ??  - what could be the result ? – will England bounce back ? – would it be a Series win by India ? – would it be 2-1 or 3-1 ?  .. .. Qs, Qs and more !! 

There is chaos all over !  .. .. and  that has been caused by utterly irresponsible behaviour -  it seems that the BCCI and some sections of the English media are not happy with Ravi Shastri and Virat Kohli’s “irresponsible” bio-bubble breach in London.  “Thankfully the nightmare scenario was avoided on Thursday night when it emerged all the players’ PCR tests had come back negative.  India coaches and players were irresponsible to attend a book launch at a London hotel outside their bubble, as revealed by Sportsmail, two days before the fourth Test at the Oval,” the Daily Mail reported.  Ravi Shastri tested positive during the fourth Test at The Oval and has been in isolation since, along with bowling coach Bharat Arun, fielding coach R Sridhar and physio Nitin Patel. On Thursday, India’s practice session before the final Test was cancelled after an Indian cricket board official confirmed that second physiotherapist Yogesh Parmar had tested positive for the novel coronavirus on Wednesday.

The Q everyone has been asking is : - whether the Test has been cancelled ? – will it be rescheduled ? – or has it been forfeited.  The answer could have significant impact. If the Test is deemed, by the ICC, to have been called off due to Covid, the game will be treated as abandoned. As a consequence, the series will finish (at least for now) as a 2-1 victory to India. This scenario would also mean the ECB receiving no insurance payout as it is not covered for this eventuality. At present, as the ECB and BCCI sift through the fallout of the Test that never was,  whether the match   will be finished in the 2022 English season, or if a one-off Test will be scheduled to mitigate for the substantial losses incurred by this one.  

Everywhere it is reported that Old Trafford Test – the fifth Test between India and England stands  cancelled on Friday (September 10) amid a chaotic turn of events during which the host board's statement on the visitors changed from ‘unable to field a team and will instead forfeit the match’ to ‘regrettably unable to field a team’. The Board of Control for Cricket in India (BCCI) declared that they will make an effort to reschedule this Test on their next tour of England in 2022.

The development came after the visiting team was left on tenterhooks following physio Yogesh Parmar's positive COVID-19 test that led to concerns that the infection could spread during the match which was cancelled a couple of hours before toss. It is learnt that led by skipper Virat Kohli, who had the biggest apprehension of playing the game, the players, late on Thursday, got into a huddle and couldn't be convinced by the BCCI brass to play the game. The initial statement issued by the England and Wales Cricket Board categorically mentioned the word ‘forfeit’ but that was later omitted from a revised media release.

As of now, India are 2-1 ahead and have not been officially declared winners simply because there could be a chance of the fifth Test being played during the window in July next year when the team visits for a six-match white-ball series. "The Board of Control for Cricket in India (BCCI) along with the England and Wales Cricket Board (ECB) have jointly decided to call off the 5th Test Match scheduled at Manchester in ongoing India’s tour of England 2021. The BCCI and ECB held several rounds of discussion to find a way to play the Test Match, however, the outbreak of Covid-19 in the Indian team contingent forced the decision of calling off the Old Trafford Test Match," a BCCI statement read.

It is understood that COVID-19 rule for the World Test Championship matches doesn’t include forfeiture and that’s where Kohli and his men were able to get their way. Under the competition terms of the WTC, COVID-19 is identified as ‘acceptable non-compliance should there be a significant impact of it on the team being able to play’. It could also have meant a 10-day isolation for some of the players, who play in the Indian Premier League. There were many questions that cropped up during the last 12 hours for BCCI president Sourav Ganguly and secretary Jay Shah with a number of factors being taken into account. The Indian and English players were supposed to fly together in a charter flight. Also, deferring the game by a day or two would have caused logistical issues !!

In the game of Cricket,   a declaration occurs when a captain declares his team's innings closed and a forfeiture occurs when a captain chooses to forfeit an innings. Declaration and forfeiture are covered in Law 15 of the Laws of Cricket. This concept applies only to matches in which each team is scheduled to bat in two innings; Law 15 specifically does not apply in any form of limited overs cricket.

Under the current Laws, a captain may forfeit either of their side's innings. A forfeited innings shall be considered as a completed innings.  In August 2020, in a rain-affected match between Durham and Leicestershire in the Bob Willis Trophy, both teams agreed to forfeit an innings in an attempt to produce a result. Here is what MCC rules say : 

15.1 Time of declaration: The captain of the side batting may declare an innings closed, when the ball is dead, at any time during the innings. A declared innings shall be considered to be a completed innings.

15.2 Forfeiture of an innings: A captain may forfeit either of his/her side’s innings at any time before the commencement of that innings.  A forfeited innings shall be considered to be a completed innings.

15.3 Notification: A captain shall notify the opposing captain and the umpires of any decision to declare or to forfeit an innings.  Once notified, the decision cannot be changed.

In that 5th  Test, Centurion, In Jan  2000, the scorecard would read : South Africa- 248/8d & forfeit; England – (target 249)0/0d & 251/8 - England won by 2 wickets!

History was made on the final day when a match apparently reduced to the deadliest of finishes, following three consecutive playless days, was brought back to life by the captains. For the first time in Test cricket, innings were forfeited and this produced a memorable, entertaining climax. When play resumed, with South Africa still in the first innings, the many hundreds of travelling English supporters and a few hundred hardy locals had every reason to expect the worst. What they were treated to was a gripping finale that saw England win with five balls and two wickets remaining.

Five months after the match, however, came the bitterness of deceit when Cronje, South Africa's captain, admitted receiving 53,000 rand (around £5,000) and a leather jacket from a bookmaker, who had urged him to initiate a positive result, rather than let the match peter out as a draw. At the King Commission inquiry into match-fixing, which opened in Cape Town in June, he insisted that his motives were "for the good of cricket", but the fact that financial reward formed a part of his motivation tainted the match for ever. History would also record that it was the first Test in which "fixing" was proven.

Interesting !

With regards – S. Sampathkumar
10th Sept. 2021 

potential bank frauds ~ experience the power of Internet banking !!

பார்மீது நான் சாகாதிருப்பேன், காண்பீர்!

மலிவுகண்டீர் இவ்வுண்மை பொய்கூறேன் யான் !!,

மடிந்தாலும் பொய்கூறேன் மானுடர்க்கே,

நலிவுமில்லை;  சாவுமில்லை,கேளீர்,கேளீர்!  

சுப்ரமணிய பாரதியார் ~ ஒரு உன்னத பிறவி.   கவிதைகள் வாயிலாக மக்களின் மனதில் விடுதலை உணர்வை ஊட்டியவர்.  அவர் இறந்ததோ செப்ட் 12 அதிகாலை !!!   

No post on the iconoclast, freedom fighter Mahakavi Subramanya Barathiyar – he lived in Thiruvallikkeni .. .. and remember in 1980s, the house which now stands as memorial had been bought by an individual and on the first floor was Triplicane Branch of Bank of Madura Ltd.  I had a Savings Bank Account opened in 1985 (a very proud moment those days!).  Triplicane was dotted with banks – SBI on South Mada Street (another branch in Pycrofts Road); Punjab National Bank in Singarachariyar Street, IOB, Indian Bank(2 branches), Dena Bank, Canara Bank, TNSC Bank in Big Street, UCO, Andhra Bank in Pycrofts Road and few more on Triplicane High Road.  Often, people would go there, stand in the queue to have their passbook updated.  .. .. those who had money would also deposit and some would withdraw – knowing banking procedures was considered a virtuous General knowledge !  .. ..

Now we do lot of ‘cashless’ transactions and mostly do not visit Bank branches at all – we buy with cards and pay them later – for the amount paid, we get credit points with which, you can buy more ! [sounds incredulous as a recent popular Advt !!] – yesterday I received an SMS stating that my Kotak Mahindra points [an odd 5765 !] were about to expire and if I click the link – they would have them extended besides giving additional 500 bonus points.  The format which opened is annexed at the end of this post.

Before that .. here is some banking news .. .. :  ICICI Lombard ceases to be a subsidiary of ICICI Bank  !!!   ICICI Lombard General Insurance has ceased to be a subsidiary of ICICI Bank. “With the bank’s shareholding reducing from 51.86-48.08 per cent, ICICI Lombard has ceased to be a subsidiary of the bank,” ICICI Bank said in a stock exchange filing on Thursday. This follows the allotment of equity shares of ICICI Lombard to the eligible shareholders of Bharti AXA General Insurance after the scheme of arrangement amongst Bharti AXA and ICICI Lombard and their respective shareholders and creditors. ICICI Lombard had on September 8 informed the stock exchanges that its board has allotted 3.57 crore equity shares to shareholders of Bharti AXA.   IRDAI (Insurance Regulatory and Development Authority of India) had on September 3 given its final approval for the acquisition of the non-life insurance business of Bharti AXA General

Elsewhere,  Taliban have closed the bank accounts of some officials from the former Ashraf Ghani government, most of them who fled Afghanistan after the August 15 fall of Kabul, the media reported. The announcement was made on Thursday by Anaamullah Samangani, a member of the Taliban Cultural Commission, but he did not reveal the names of the affected former officials, TOLO News reported.Accounts of some officials from the previous government, most of whom fled the country, have been closed," Samangani was quoted as saying. There was however no official comment on the development from Da Afghanistan Bank, the country's Central Bank.

If we are to believe web search, Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancient world.  Banking has come a long way since the days of regular visits to  bank counters.  ATM revolutionized the process which was further upgraded by Net Banking / mobile banking and more .. .. the online banking definition, or net banking definition, includes any electronic payment system that allows customers of a financial institution to conduct financial transactions through the financial institution’s internet-enabled website or app.  

The early version of what was considered online banking began in 1981. New York City was the first place in the U.S. to test out the innovative way of doing business by providing remote services as four of its major banks — Citibank, Chase Manhattan, Chemical Bank and Manufacturers Hanover — made home-banking access available to their customers.  A couple of years later, Bank of Scotland instituted First UK Internet Banking Services – it was a service known as Homelink.   In 1998, ICICI Bank introduced internet banking to its customers.

Now most of us experience the power of banking at mouse click .. .. transacting through internet – and the link of SMS opened a page purportedly Kotak Mahindra seeking all possible details – it is possible that unwary people fall to this trap and provide all the information and end up providing all sensitive data, assuming it to be a link from the Bank though it actually leads to someother website.  .. .. and one cannot expect any money left in their account once all important details are surrendered to someone else !!

For me, I do not have any account with Kotak Mahindra and hence no way could provide any of these details !!  please be wary !!]

With regards – S. Sampathkumar
10th Sept. 2021.